인마크 자산운용 INMARK

Chapter 1 General Provisions

Article 1 (Purpose): The purpose of these terms and conditions is to prescribe descriptions about the use condition and procedures of overall services, and any other necessary process of the Website (http://xxx.xxx.xxx) that INMARK Asset Operation Co. runs.

Article 2 (Definition of Terminology)

The terminology that is used in these terms and conditions are as follows

① Member : Individual that is given the ID, by entering basic member information and concluding the terms and conditions of the company and company’s services
② ID : Combination with text and number that the corresponding member selects and the company approves, for the purpose of identifying the corresponding member and using members’ services
③ Password : Combination with text and number that the corresponding member selects and the company approves, for the purpose of protecting the member individual’s confidentiality in Internet telecommunications.
④ Cancellation : Termination of Terms and Conditions by the Company or Members

Article 3 (Notice, Efficacy, and Change of Terms and Conditions): ① These terms and conditions shall be noticed on the screen of membership registration. The company can change terms and conditions, if there are important reasons for business, and the changed terms and conditions shall be noticed.; ② These terms and conditions, and the changed terms and conditions caused by the company’s situation shall be come into effect, after they are noticed to users.

Article 4 ( Compliances other than Terms and Conditions): If descriptions not specified in these terms and conditions are prescribed in the related acts or laws, such as The Electric Telecommunication Basic Act, The Electric Telecommunications Business Act, Information Telecommunications Promotion Act, ‘Law Related to Consumer Protection in Electronic Commerce Trade,’ ‘Law Related to Regulations of Terms and Conditions,’ ‘Framework Act on Electronic Commerce, ‘Digital Signature Act,’ ‘Law Related to Promotion to Utilization of Information Telecommunication Network,’ ‘Consumer Protection Law, and others,’ the pertained regulations shall be followed.

Chapter 2 Utilization Contract

Article 5 ( Application for Utilization): ① Any utilization applicant should agree to these terms and conditions and personal data protection policies in information about membership registration, and undergo registration procedures (preparing an application form in the format specified in the company) to press the button ‘Confirm,’ in order to apply for utilization.; ② Any utilization applicant absolutely needs to utilize his/her real name and information, and can apply for utilization of 1 case per 1 birth date.; ③ Any user who does not enter his/her real name or real information cannot be under legal protection, and can suffer a restriction in utilizing services.

Article 6 (Approval of Application for Utilization)

① The company shall approve service use, for the utilization applicant pursuant to Article 5, unless the cases of Paragraph 2 and Paragraph 3 prescribed.

② Regarding the descriptions stated below, the company can postpone the approval, until the reason for limit of service use is resolved.

A. In case when there is a lack of facilities related to services
B. In case when there is a trouble with technology
C. In case when it is considered that limit is necessary for any other company’s reason

③ Regarding the descriptions stated below, the company cannot approve

A. In case when an applicant applies for utilization, appropriating other person’s name
B. In case when an applicant applies for utilization, describing user’s false information
C. In case when an applicant applies for utilization, for the purpose of harming social well-being, orders, or Korean beautiful traditional custom
D. In case when there is a lack of requirements of application for utilization that the company specifies

Chapter 3 Duty of Party to a Contract

Article 7 (Duty of the Company): ① The company has its duty to run the Website, stably and constantly.; ② In the case when the company considers the opinions or complaints of users just, it shall handle them, immediately. But, in case when the company cannot handle them, at once, it shall notify of the schedule of their treatment, through a notice or by e-mail.; ③ In case of Paragraph 1, there is a request from related agencies or Korea Internet Safety Commission, for the purpose of investigation, and issuance of arrest warrant, any other related acts or laws are not applied.

Article 8 (Duty of Users): ① Any user shall acquaint himself/herself with these terms and conditions, the notice of company and information about Website use, and comply with it. He/she shall not carry out conducts detrimental to company’s work.; ② Any user cannot do any profit-making activity, using this Website, without prior approval from the company.; ③ Any user can neither use information obtained through this Website, by means of copy, duplication, change, translation, publication, forwarding, and others, without prior approval from the company, nor provide them to others.

Chapter 4 Offering and Use of Services

Article 9 (Use of Services): ① Any user shall use this Website, complying with the provisions prescribed in these terms and conditions.; ② Provisions not specified in these terms and conditions shall be noticed, as prescribed in the company, or shall be in compliance to descriptions noticed later.

Article 10 (Offering of Information): Concerning multiple information considered necessary for corresponding members, while using services, the company can provide information to them, by means of e-mail or written mail.

Article 11 (Publication of Ads): ① The company can make the publication of ads related to service operation, on service screen, Website, e-mail, and others.; ② The company shall not take liability on every loss or damage inflicted by members’ participation in promotional activity of advertiser, interchange, or deal outcome.

Article 12 (Limit of Service Use)

In the case when the use and conduct of this Website is applied to the following paragraphs, the company can put a restriction on users’ using.

① In case when public order, Korean beautiful traditional custom, or any other social order are infringed
② In case when there is a purpose of criminal conduct, or when being regarded objectively as being in association with any other criminal conducts
③ In case when there is defamation of other people, or there is an conduct obviously detrimental to the service use of others
④ In case when there is constant delivery of information on advertisements against others’ will
⑤ In case when there are conducts detrimental to transparent service operation, by hacking and spreading computer virus.
⑥ In case when there is an infringement of intellectual property rights of other users or the third party, or when being considered that the claim of the infringement of intellectual property rights could be raised
⑦ In case when other persons’ ID or Password is appropriated
⑧ In case when there is any conduct running counter to any other related laws, or when the company considers that the corresponding user is inappropriate as an user.

Article 13 (Cessation of Service)

In case when the following each paragraph is applied, the company can cease all or some of services.

① In case when telecommunications business operators or Internet Network operators cease services, in the period prescribed in The Electric Telecommunications Business Act
② In case when it is impossible to provide services, due to power failure
③ In case when there occur unavoidable events, such as relocation, repair, or construction of facilities
④ In case when it is hard to provide normal services, due to service facility failure, or excessive use of service
⑤ In case when wartime, calamity, natural disasters, or similar national emergency events happen, or it is feared that such things would happen

Article 14 (Maintenance of Bulletins): In case when it is considered that data that any user notices or provides is applied to Article 12, the company can delete or transfer data, or can refuse to register it, at discretion, in order to establish a healthy Internet culture and operate an effective Website.

Article 15 (Liability on Service Use): Any user cannot do sales activities to sell illegal goods, with the use of services, except for the case when an explicit written document that an authorized staff signed is accepted, in detail. Especially, hacking, ads for monetary profit, commercial conducts through the obscene Website, and illegal commercial S/W services are prohibited. The company shall not take liability on the outcome and loss of sale activities incurred by violating those regulations, or legal actions such as imprisonment for these conducts, by related agencies.

Chapter 5 Order and Payment of Goods

Article 16 (Payment Method)

‘Members’ can paid for goods that ‘the company’ sells, by means of various card payment, such as prepaid card, debit card, or credit card. Then, ‘the company’ shall not impose additional charges for goods, for any reason, as to payment method of users.

① In the case when any user makes a purchase requisition, ‘the company’ shall notice the confirmation of receipt to the corresponding user. The details of the confirmation of order can be confirmed at the corresponding bulletin board.
② In case when the user who receives the notice of the confirmation of receipt has any different declaration of intention, he/she can request the change or cancellation of purchase requisition, immediately after he/she receives the notice of the confirmation of receipt. In case when any user requests it, before the corresponding goods are delivered, ‘the company’ shall handle it, at once, in compliance to the user’s request. But, in case when the corresponding user already pays, ‘Return Policy’ stipulated in Article 18 shall be applied.

Article 17 (Delivery Policy): ① Unless different terms and conditions prescribed as to any user, and the period of goods supply, ‘the company’ shall take necessary steps, by producing and packing ordered goods, and more, so that the corresponding user can have goods delivered, within a week as of the date when he/she began to pay.; ② Concerning goods that any user purchased, ‘the company’ shall specify, below the Website Page on goods purchase, delivery means, payer for delivery and period of delivery according to each means. In case when ‘the company’ surpasses the period of delivery prescribed, the company shall compensate for the damage inflicted to the corresponding user, by the carelessness of the company, except for the case when the absence of intentional negligence of ‘the company’ is proved.

Article 18 (Cancellation, Exchange, and Return Policy)

In case when it is impossible to provide or deliver the goods that any user made purchase requisition, for the reason of being sold out, and more, ‘the company’ shall notify of the reason, to the user, at once. In case when corresponding goods are paid in advance, ‘the company’ shall refund it, and take necessary measures against it, within three days of business time, as of the date of the receipt of the payment for it.

① In case when any user cancels the payment for goods, before the corresponding goods are delivered, ‘the company shall cancel the corresponding details of order and cancel the approval of card payment.
② It is impossible to cancel payment for goods, after the corresponding goods are delivered. But, in the case when goods get damaged or modified, due to ‘delivery’ carelessness by ‘the company,’ ‘the company shall take countermeasures against it, by returning, refunding, or exchanging the purchased goods, for the corresponding user.

Chapter 6 Others

Article 19 (Exemption from Obligation and Damages): ① In case when it is impossible to provide services due to natural disasters or force majeure corresponding to it, the company are exempted from the obligation to provide services.; ② Concerning consequences arising in transactional relations between users and users, or users and the third party, the company shall not take any liability.; ③ Concerning information, data, and contents that any user posts on a bulletin board, the company shall not take any liability, in terms of fact’s accuracy, reliability, and more. Any user shall use this Website, under the liability of user individual.; ④ No matter whatever any damage any user suffers as to data noticed or forwarded, whatever disadvantages he /she gets, as to the selection of data, or use of service provided for free of charge, all the liability for it shall be given to the corresponding user.; ⑤ In case when any user’s carelessness in managing ID and password, incurs damage, or the third party illegally uses it, the liability for it shall be given to the corresponding user.; ⑥ In the case when the company suffers a damage, by any user’s violating regulations of these terms and conditions, the corresponding user who violated it shall compensate for every damage incurred to the company. Then, the company shall be exempted from the liability for damage.

Article 20 (Consent on Disclosure and Utilization of Individual Credit Information): Concerning individual credit information acquired as to membership registration, the company shall get the consent from the corresponding user, in case when providing and using it, as prescribed in the guidelines of Article 23 of the Use and Protection of the Credit Information Act. The corresponding user’s consent means the consent that the company can provide credit information of the user who signed up for membership, to credit information agencies, credit information companies, and other sources, and can use it as data for judging the corresponding user’s credit, or the consent that such information can be utilized as policy data by public institutions.

Article 21 (Settlement of Disputes ): ① The company and any user shall make every effort to resolve disputes, favorably, arising related to the use of this Website.; ② In case when a litigation is filed, due to disputes, setting aside the guidelines prescribed in Paragraph 1, the litigation shall be under the jurisdiction of the competent court that exercises the jurisdiction over the location of the company’s headquarter office.

Appendix: These terms and conditions shall be applied, from 2018.